National Pension System (NPS)
Secure your retirement with India's most tax-efficient pension solution
What is NPS?
The National Pension System is a government-sponsored pension scheme that helps you build a retirement corpus. It offers market-linked returns with professional fund management and significant tax benefits.
NPS is regulated by the Pension Fund Regulatory and Development Authority (PFRDA) and is available to all Indian citizens aged 18-70 years.
Key Benefits
Tax benefits up to ₹2 lakh under Section 80C and 80CCD
Low-cost pension solution with minimal charges
Portable across jobs and locations
Choice of investment options and fund managers
Government-backed retirement security
Flexible contribution amounts
How It Works
Open NPS Account
Choose between Tier I (pension account) and Tier II (voluntary savings). Complete KYC and submit required documents.
Make Contributions
Contribute regularly (monthly, quarterly, or annually). Choose your fund manager and asset allocation strategy.
Grow Your Corpus
Your contributions are invested in market-linked instruments. Monitor and adjust your portfolio as needed.
Retirement Benefits
At retirement, receive 60% as lump sum (tax-free) and use 40% to purchase annuity for regular pension income.
Ready to Secure Your Retirement?
Our experts will help you choose the right NPS plan and guide you through the entire process